QWikquote Express Terms & Conditions

Please read the following Terms and Conditions of Use ("Terms of Use") carefully before using this Web site. All users of this site agree that access to and use of this site are subject to the following Terms of Use and other applicable laws. If you do not agree to these Terms of Use, you should not use this site.

QWikquote Express reserves the right to modify these Terms of Use at any time, so you should periodically review this screen. By using the Web site after modifications are posted, you signify your acceptance of the Terms of Use as modified. The Terms of Use were last modified on June 26, 2002.

1. Exclusion of Warranties QWikquote Express makes no representation or warranty regarding the functionality or condition of this Web site, its suitability for use, or that its use will be uninterrupted or error-free. All material or information on this Web site is provided to you as-is without warranties of any kind. QWikquote Express disclaims all warranties or conditions, written or oral, express or implied, including without limitation, warranties of merchantability or fitness for a particular purpose. These exclusions are in addition to any specific exclusion otherwise provided in these terms and conditions. To the extent that the jurisdiction to which you are subject does not allow exclusion of certain warranties, such exclusions that are not permitted do not apply.

2. Limitation of Liability QWikquote Express will not be liable for any direct, indirect, incidental, special or consequential damages including but not limited to, loss of profits, data, business or goodwill as a result of the use or the inability to use this Web site, even if QWikquote Express has been advised of the possibility of such damages. Your sole and exclusive remedy is to discontinue using and accessing this Web site. To the extent the jurisdiction to which you are subject does not allow any part of such limitation, such part does not apply. QWikquote Express and its subsidiaries, affiliates, parents and their respective directors, officers, employees and agents, to the extent permitted by law, shall have no liability, contingent or otherwise, whether caused by the negligence of QWikquote Express, its subsidiaries, affiliates, parents and their respective directors, officers, employees, subcontractors, agents, suppliers, or otherwise, to you or to third parties for the accuracy, timeliness, completeness, reliability, performance or continued availability of this Web site or for delays or omissions therein, including, but not limited to, inaccuracies or errors in or omissions from quotes and financial data. QWikquote Express has no responsibility to maintain the information or services made available on this Web site or to supply any corrections or updates in connection with such information or services. Any limitations or restrictions on liability in these Terms of Use shall only apply to the extent permitted by applicable law. In no event shall QWikquote Express' total liability to you for all damages, losses and causes of action (whether in contract or tort, including but not limited to, negligence) exceed the amount paid by you to QWikquote Express, if any, for accessing this Web site.

3. Ownership and Confidentiality Material on this Web site, including but not limited to text, images, illustrations, software, audio clips and video clips, is owned or otherwise provided by QWikquote Express or its licensees. You acknowledge and warrant that information or material which you provide electronically through your access to or use of this Web site is not confidential or exclusive, except as may be required under applicable law, and does not infringe the rights of any person or entity. You further acknowledge that unprotected e-mail communication over the Internet is subject to possible interception, alteration or loss. Visitors of this Web site may download or copy the contents of this Web site or other downloaded items for personal use only. Any information or material contained on this Web site that may be reproduced pursuant to these terms must bear the proprietary rights notices that originally appear in conjunction with such information or material.

4. Trademarks Trademarks, logos, service marks and other intellectual property (collectively, the "Marks") displayed on this Web site are registered or unregistered Marks of QWikquote Express, its affiliates or subsidiaries. They are the property of their respective owners and may not be used without written permission from QWikquote Express or from the owner of such Marks respectively. You acquire absolutely no rights or licenses in or to the Web site or the materials contained within the Web site other than the limited right to use the Web site in accordance with these Terms of Use. Any sale, transmission or redistribution of this Web site or its content, and any copying, modification or other use of this Web site or its content for any purposes is strictly prohibited. You agree to protect the proprietary rights of QWikquote Express and all others having rights in the Web site and to comply with all reasonable written requests made by QWikquote Express or its suppliers of content or otherwise ("Suppliers") to protect their and others' contractual, statutory and common law rights in the Web site. You agree to provide QWikquote Express with prompt written notice of any unauthorized access or use of the Web site by any party or of any claim that the Web site infringes upon any copyright, trademark or other contractual, statutory or common law rights. You may not copy reproduce, recompile, decompile, disassemble, reverse engineer, distribute, publish, display, perform, modify, upload to create derivative works from, transmit or in any way exploit any part of the Web site, except as expressly provided in these Terms of Use. You may not circulate the contents of the Web site without prior written consent. Modification of the Web site content is a violation of QWikquote Express' copyright and other proprietary rights.

5. Links to Other Sites From time to time, this Web site may provide links to certain Web sites sponsored and maintained by third parties. Such Web sites are publicly available and QWikquote Express is providing access to such Web sites solely as a convenience. QWikquote Express has not reviewed and does not expressly or implicitly endorse other Web sites or any information or material, or the accessibility thereof, via such links, and does not assume any responsibility for any such other Web sites, information or material posted thereon, or products or services offered thereon.

6. Accuracy of Information While QWikquote Express tries to update the information or materials on this Web site as often as possible, no assurance is given that information or material on this Web site is up-to-date, accurate, error-free or complete. This Web site is provided for informational purposes and transacting business. Except for these Terms of Use, this Web site shall not create any legal relationship between you and QWikquote Express unless you have "clicked" on the designated spaces on the user registration screen, in which case the Privacy Policy, Password Agreement and Electronic Transaction Agreement, and all terms and conditions referred to therein, shall govern your access and utilization of this Web site.

7. Viruses, Etc. QWikquote Express does not represent or warrant that the information or materials accessed from or through this Web site will be uninterrupted or free of errors, defects, viruses or other harmful components, or that any such problems that are discovered will be corrected.

8. Damage to Others You agree not to introduce to or through this Web site any information or materials that may be harmful to others. Among other things, you agree not to include, knowingly or otherwise, any error or defect in materials or information which may, among other things, constitute libel, slander, defamation or obscenity, or promote hatred or otherwise give rise to a criminal offense or civil liability on the part of any person or entity. You will not use the Web site for or any of the information contained therein in unsolicited mailings or spam material. You will not spam or send unsolicited mailings to any person or entity using the Web site. You agree to comply with any other applicable terms and conditions set for the Web site. You may not use this Web site for any illegal purpose or in any manner inconsistent with applicable law or this legal and privacy statement. You may not offer any part of the Web site for sale or distribute it over any other medium including but not limited to television, radio, broadcast, a computer network or hyperlink framing on the Internet without the prior written consent QWikquote Express.

9. Reservation of Rights All rights not expressly granted in these terms are reserved to QWikquote Express. Nothing contained in these terms shall be construed as conferring by implication, estoppel or otherwise any license or right under any copyright, patent, trademark or other intellectual right of QWikquote Express or any other person or entity. This Web site is intended for both information and commercial enterprises in certain specified jurisdictions. Your ability to use this Web site may be limited accordingly, and you should contact us with any questions in this regard.

10. Governing Law This site is controlled and operated by QWikquote Express. These terms shall be governed by the laws of Illinois without reference to principles of conflicts of laws. You agree to be bound by such laws and to submit to the jurisdiction of the courts of Illinois in connection with the interpretation or application of these terms.

11. Changes to Terms QWikquote Express may modify, alter or otherwise update the terms applicable to this Web site from time to time without notice, and you agree to be bound by such terms as are in effect at the time at which you access this quetnetmedia.com Web site.

12. Survival These terms and conditions apply while you are accessing the Web site and remain in effect thereafter and shall survive even if the Web site is no longer accessible to you.

13. Indemnification You agree, at your own expense, to indemnify, defend and hold harmless QWikquote Express, its parent, and their respective directors, officers, employees, subcontractors, agents, suppliers, and content providers against any third party claim, suit, action or other proceeding against them to the extent that such claim, suit, action or other proceeding is based on or arises in connection with your use of the Web site. This includes, but is not limited to:

• Your use or someone using your computer's use of the Web site

• Your use or someone using any password you may obtain

• A violation of the terms set forth in these Terms of Use by you or anyone using your computer or password

• A claim that any use of the Web site by you or someone using your computer or password infringes any intellectual property right of any third party, is libelous or defamatory, or otherwise results in injury or damage to any third party

• Any deletions, additions, insertions or alterations to, or any unauthorized use of the Web site by you or someone using your computer or password

• Any misrepresentation or breach of representation or warranty made by you contained herein or

• Any breach of any covenant or agreement to be performed by you hereunder.

You agree to pay any and all costs, damages and expenses, including, but not limited to, reasonable attorneys' fees and costs in connection with or arising from any such claim, suit, action or proceeding.